Archive for 'church'

Sell Fast Realty helps Church on the Living Edge during compassion week

Sunday, August 12th, 2012 at 9:05 pm  
Leave your comment

Walt from Seniors and Life Solutions

Sell Fast Realty, Kimberlee Frank, Taylor Frank and Robert O’Hare share a wonderful story of how they had fun.  The Church on the Living Edge decided to reach out to the Orlando Community in July during compassion week.  I, Kimberlee Frank of Sell Fast Realty was excited as I always wanted to show my son how to give back but never did it.     I asked my 15 year old son, Taylor Frank and his friend 15 year old, Robert O’Hare if they wanted to help.  They said sure.  We met with Walt from Senior and Life Solutions.com who said come on over.  We met him at a church in Oviedo where they packed food for seniors. I was so impressed with him he has done this for years.  He is truly a hero for many in need.  Listen to the video – you might have to turn it up or go to around 2 minutes to hear clearer.  http://youtu.be/huowI3awUOU

 

Food packed for Seniors and Life Solutions ready for delivery.

The room was small and really hot.  There were NO FANS and we were all sweating.  If anyone is reading this article and would like to donate some, I believe all the volunteers would be very appreciative.

Here are a few pictures of the room and  the food they have already packed.

 

 

Food donated to Seniors and Life Solutions

 

 

 

 

 

The boys attention span was lost quickly.  We were given the option of either delivering meals or packing bags. Of course, the boys jumped on the delivery.

 

 

 

 

We started at 6:00 p.m. and finished at 11:00 p.m.  The kids and I had such a great time.  I know, I know, the delivery time was late but never late than never.  Taylor said we were driving like the Fast and Furious as there were raised humps in the neighborhoods.  So picture this!  We were going down the road and looking for an address in the dark when boom we went up and over the raised humps.  Taylor hit his head on the ceiling, Robert about choked on his gum and the food in the back of the car went thump.  We laughed so hard until we were crying.

Kimberlee, Taylor and Robert at Seniors and Life Solutions

The best part of compassion week was the closeness and learning experience my son and Robert had with seeing the happy faces of the people who we delivered food too.  Thank you so much Church on the Living Edge for doing compassion week.

I am urging anyone who has the time or money to contribute to www.SeniorsandLifeSolutions.com.  In addition, join me and my family at Church on the Living Edge for a great time.  www.ChurchontheLivingEdge.com.

Take Care,

 

Kimberlee Frank

www.SellFastRealty.com

407-888-3433

 

 

Post Footer automatically generated by Add Post Footer Plugin for wordpress.

Does a Seller have to pay closings costs and Realtor commissions on a Short Sale?

Tuesday, November 8th, 2011 at 12:52 pm  
Leave your comment

Does a Seller have to pay closings costs and Realtor commissions on a Short Sale?

NO, you don’t have to pay closings costs and realtor commissions on a short sale!  On a short sale, even though you are the seller, the lender allows certain fees to be paid out at closing that normally the seller would have to pay, i.e. title work, transfer tax, Realtor commissions, etc.   Sometimes the Realtor fees are reduced in order to sell the property on behalf of the seller.  That means that our service is absolutely FREE to you, as your lender(s) allows the Realtor(s) to receive commission on the sale of the property.  If we don’t sell your house then we don’t get paid.

What price, condition and location does my house have to be in order for you to help?

We have negotiated and closed short sales on homes in any location (primarily throughout Central Florida), price and condition.  In all of our purchase contracts we put the following clauses:

  1. “The seller is selling the property AS-IS, with no contributions for repairs.”
  2. “The buyer will turn on the utilities for inspection.”

 

These provisions in the contract make the buyer pay for all the repairs to the home that may be necessary for the buyer’s mortgage approval, and the buyer pays to have the utilities turned on for inspection, should they not already be on.

Can I back out of the Short Sale?

 We always put a provision in the contract that gives control to our sellers that states “This offer is subject to the lender taking a short sale acceptable to the seller and waiving the deficiency judgment.”  Should we obtain a short sale but there is a deficiency judgment, then you can choose not to sell the property – You are in control.

What’s the next step for me?

Take Action Now by calling us at 407-888-3433 or call the Sell Fast Realty Agent who provided you with this Special Report.  You can also go online at www.SellFastRealty.com or www.FreeFactsAboutForeclosure.com and fill out the contact information.  Please be sure to fill out the form completely for a quicker response.  We will contact you personally within 24 hours to tell you how our expert short sale team can relieve your stress….. Our #1 Focus is YOU!  I am honored that I can educate you with the true facts about foreclosure. I am sure you have some more questions after reading this Special Report and we look forward to discussing them with you on a personal and confidential call with you.

Post Footer automatically generated by Add Post Footer Plugin for wordpress.

HAFA Short Sale – Can I get $3,000 from HAFA to move?

Tuesday, November 8th, 2011 at 12:40 pm  
Leave your comment

Will my Lender pay me any money to move with the HAFA program?

The Home Affordable Foreclosure Alternative (HAFA) program does allow a relocation fee of up to $3,000 paid to the homeowner if they claim their home as a homestead exemption.  The HAFA program does not apply to investment properties.  The deadline for the HAFA program is DECEMBER 31, 2012.  If you are considering a short sale and you would like to be paid $3,000 through the HAFA program to relocate, please call us immediately as it takes time to do the short sale.  There are other requirements such as having a utility bill in your name and having occupied the home within the past 12 months.  The HAFA terms are subject to change based on your loan.

The HAFA program does put a stipulation on participating lenders (not all lender participate in this program), that they will accept the short pay with a full satisfaction of the loan and not go after you for the difference known as a deficiency judgment.

There is a stipulation put on the buyer of the property that they will not resell the property for 90 days.  If an investor was going to buy your house to fix it up and resell it, they would have to own the house for 90 days before reselling it.  Sometimes, there is not enough profit to the investor to do that, so it is very important when using this program that the buyer is fully aware of the lender’s stipulations.  As your Realtor, we pre-qualify all buyers to let them know the lender’s requirements including the HAFA program.  This prevents the so-often-heard scenario of sellers getting their short sale approval letter and then the buyer doesn’t qualify to buy the property and the entire file gets shut down and you have to start all over again.

At what point during the short sale process, should I move out of the house?

This will vary per situation.  I have homeowners stay all the way to the week before the closing and I have other homeowners move out right away.  Do you have family or friends you can live with or are you going to rent somewhere?   Most people never even think about the fact that they may not qualify to live somewhere else due to their credit.  If you are not going to do a loan modification, you need to find a place to live now while your credit is decent.  We suggest that you submit rental applications as quickly as possible.  Many people are actually renting bigger and better homes, sometimes even in the same neighborhood.

Many homeowners will stay in the house to the last minute thinking that they are saving money.  This could actually cost them money for various reasons and by that time, they may not qualify to rent a new house.  If the house goes to foreclosure for $150,000 plus attorney fees etc. and the house could have sold for $90,000, it cost the homeowner $60,000 to live there.  Remember everyone’s circumstance is different and you need to make sure to protect you and your family.

What’s the next step for me?

Take Action Now by calling us at 407-888-3433 or call the Sell Fast Realty Agent who provided you with this Special Report.  You can also go online at www.SellFastRealty.com or www.FreeFactsAboutForeclosure.com and fill out the contact information.  Please be sure to fill out the form completely for a quicker response.  We will contact you personally within 24 hours to tell you how our expert short sale team can relieve your stress….. Our #1 Focus is YOU!  I am honored that I can educate you with the true facts about foreclosure and we can see if the HAFA program is for you. I am sure you have some more questions after reading this Special Report and we look forward to discussing them with you on a personal and confidential call with you.

Kimberlee Frank
Real Estate Broker & Short Sale Negotiating Expert
407-888-3433
www.shortsalenegotiating.com
 

Post Footer automatically generated by Add Post Footer Plugin for wordpress.

 Page 1 of 4  1  2  3  4 »