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Road Rage on US-417 in Florida – Do you have a Road Block?

Wednesday, December 7th, 2011 at 9:57 pm  
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Road Rage on US-417 in Florida – Do you have a Road Block?

I was driving Saturday night on US-417 minding my own business heading home from a real estate seminar.  There were hardly any cars on the road.  I watched a car come up behind me and stay behind me for a couple of minutes.  He didn’t flash his lights like most inpatient people do, he decided to go around me and then get in front of me and slow down.  He didn’t cut me off or anything he just got in front of me.  Since I had my car on cruise doing 5 over the speed limit, I had to slow down or I had to pass him.  I decided since there were no cars other than the two of us that I would just get in the other lane and put my cruise back on and pass him.  All of a sudden when I was coming up to the side of him, he decided to swerve in the lane that I was in and slammed on his brakes.  I thought “OMG” what the heck is he doing.  I slammed on my brakes and then changed lanes to pass him on the left.  He did it again!!  I thought “OMG” what is he doing?  Is he drunk?  Is he mad at me for something?  Or … Is he mad at my marketing message on my car (look at the picture of the car).    I tried to take a picture of the back of his car with the license plates so that I could report him but he slammed on his brakes so fast, I literally almost hit him as I dropped my telephone.    I didn’t even have time to call the police for help!!!

Did this cause Road Rage?

All I wanted to know was WHY?  What was his problem?  After about 10 minutes of being cut off from lane to lane and him slamming on his brakes, I turned on my bright lights.  I was determined that I was going to get next to him and ask him “WHY”?  I know many of you would want to pull next to him and ask him are you freakin crazy?  Do you have a death wish?  Or, pull over and I will really give you a piece of something !@?  We finally got a few more cars involved in the Road Rage.  I let a few cars pass me, then I got behind them.  The cars couldn’t pass him and he boxed me in and … I didn’t get close enough to look at him through his dark tinted windows so I could SCREAM at him.  I decided I didn’t have a death wish and whatever the “WHY” was it didn’t matter anymore.  What mattered was I wasn’t going to die for him so I had to make a change.  Not that I had to give up on where I was going, I just needed to change lanes and move in the same direction.  However this time, I needed to be selective as to which speed and lane I needed to go in this is the same in life.  It is time for you in life to change lanes and keep going.

Road Rage comes into our life in all forms.  What was working in 2008 is not working now.  We all need to know when it is time to change lanes and speed back up to get to the finish line.  Have you started your real estate career whether you are an investor or realtor and you have run into road blocks? Are you a Seller who has no idea of how they are ever going to own a home again?  Are you saying “OMG” what is going on?  What should I do?   I have decided to have you change lanes to the fast lane and lead you to the finish line.  It doesn’t matter what career you are in or what type of real estate investing you are considering as I have done it all and I mentoring on all types of deals and professions or if you are just looking to buy a home again. I want to provide you with the “WHY” that keeps coming up in your vocabulary.   I want to personally mentor you for 60 days for Free.  Yes, you heard me correctly FREE.  I want to start your engines again and take you all the way to the finish line.  Our economy is perfect for you to be successful in real estate. Yes, this includes Sellers who have been through foreclosure.   All I need you to do is call my office at 407-888-3433 and raise your hand and say “YES, I need to start my engine”.  I am limiting this mentorship for the first 30 people and once it filled it is filled.  Take Action NOW!  Call my office now at 407-888-3433 and let me take you to the next level in 2012.  There are no strings attached!

God Bless,

Kimberlee Frank

www.SellFastRealty.com

www.ForeclosuresGoneWild.com

PS.  Consider this my Christmas Gift to you!

 

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Short Sale Training for Realtors

Sunday, November 13th, 2011 at 1:27 pm  
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Master Short Sales and Increase Your Income for 2011.

 Short Sale Training for Realtors

Please join us – December 16th

I am making a special effort to reach out to all of my dedicated and persevering Realtor friends!  Do you wish you had more listings?  More Buyers?  Are you feeling stuck?  Are short sales wearing thin on you?  Yes, yes, yes, yes!!!!

I value your credentials as a Realtor and I appreciate your desire to conquer the challenges of this market and continue providing excellence to all of your clients.  That is the reason for this Special Invitation to you!  Please clear your schedule on December 16th from 9 to 4 p.m, so you can LEARN HOW TO MASTER SHORT SALES!  See below for the details and pass this on to everyone in your office!

FEELING SECLUDED in your Real Estate Business?  You are part of a bigger TEAM!  Although we all work for different offices, in different cities and counties, we are one cumulative team and we are making a difference.  It’s tempting sometimes to keep our secrets to ourselves or within our own office.  But knowing that Greater Orlando has a population of 2,082,421 (according to the U.S. Census Bureau’s 2009 population estimates), and many of them are homeowners…..I feel confident that there is enough success available for all of us to share and prosper!

 

Be sure to also click here and connect with us now so we can inform you about Free Webinars, Trainings and our weekly Accelerate in Real Estate Tips!!!

 

This is the reason for my decision to tell my secrets to you, my fellow Realtors, at my Share the Wealth Seminar on December 16th from 9:00am – 4:00pm.  I have been in Real Estate since 1998 and have worked multiple markets in different states and have been involved in over 500 real estate transactions.  I have secrets that I would like to share with you; SECRETS THAT WILL CHANGE YOUR INCOME!

 

Please CLICK HERE to hear the secrets on December 16th from 9am-4pm and add wealth to your mind and your pocket and learn:

ü      How your office can list and sell short sales in 90 days or less (just like we are!)

ü      How to get motivated sellers to call you

ü      How to find more buyer leads and build a strong buyer list

ü      How to properly list a short sale to get quick and valid offers

ü      How to master the short sale process and increase your efficiency so you can handle a high volume of deals

ü      How to execute the 13-step process for a successful BPO

CLICK HERE to sign up now!

 

You pay only:  $39.00

 HURRY, this code is only valid for the first 30 seats!

Seating is limited to ensure one-to-one teaching and time for personal questions!

Be sure to also click here and connect with us now so we can inform you about Free Webinars, Trainings and our weekly Accelerate in Real Estate Tips!!!

EVENT INFO:

Who:  All Realtors

What:  Learn to Master Short Sales, Increase your 2011 Income!

When:  December 16th from 9:00am – 4:00pm

Where:

Kimberlee Frank’s Office

Sell Fast Realty

407-888-3433

 

Winter Springs Centre

130 West State Road 434

Winter Springs, FL  32708

www.SellFastRealty.com

www.ShortSaleNegotiating.com

CLICK HERE to map your directions

OFFICE IS LOCATED AT THE CORNER OF WEST STATE ROAD 434 AND MOSS ROAD IN THE CENTER OF THE PLAZA!

Be sure to also click here and connect with us now so we can inform you about Free Webinars, Trainings and our weekly Accelerate in Real Estate Tips!!!

 

 

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What is the difference of a “Full Satisfaction of Loan” versus a “Lien Release Only” Short Sale?

Sunday, November 13th, 2011 at 12:35 pm  
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Full Satisfaction of Loan versus a Lien Release Only

Understanding the outcome on a short sale is vital not only to the Seller but to the Realtor.  Below I explain the different types of short sale approvals.

There are two different types of Short Sale Approvals:

  • Full Satisfaction of Loan
  • Lien Release Only

A Full Satisfaction of Loan means that you will not owe any more money on this loan after your buyer pays the short sale amount of $90,000.  It also means that the lender will not pursue you for a deficiency judgment on the remaining $60,000.  A Lien Release Only means that the lender is releasing the lien on the house for a partial payment ($90,000) just so you can sell the property.  However, you are still liable for the difference and the bank could pursue you for the deficiency of the $60,000.  I suggest reviewing your Short Sale Approval Letter thoroughly and really understand what you are reading.  This is what Sell Fast Realty does for you; however, many Agents don’t explain the details to you and by the time you realize that your letter stated a “lien release only,” you are sitting at the closing table.

What happens if the Lender will only allow a “Lien Release Only” for my Short Sale?

Should the short sale approval letter from your lender be a lien release only then you will have to determine which is better:  1) let the house go to foreclosure sale and possibly owe even more later because market values are still dropping and your deficiency could be even greater, or 2) sell the house now with a lien release only.  I have represented some sellers who had to make this decision.  I have yet to see a seller choose to let their house go to foreclosure sale.    If you receive a lien release only, the lender has the right to choose whether they just want to give you a 1099-c form or a deficiency judgment.  Again, it is crucial that you thoroughly review and understand your Short Sale Approval Letter.

Can you guarantee a Full Satisfaction on my short sale?

No, but no one can until they receive and review the letter from your lender.  There are too many variables such as type of loan, number of loans, hardship, etc.  I have had a few lenders request money from the sellers either by a promissory note or by bringing cash to the closing.  They may request either of these options or a combination of both.  If a seller is in agreement, then the lender will almost always negotiate that deficiency even lower if the seller is willing to contribute by a promissory note or by bringing cash to the closing.  If the lender won’t approve the short sale without a seller contribution, your Sell Fast Realty short sale experts negotiate that amount down as low as possible.  For example, a Promissory Note would be paid by the seller to the lender at 0% interest for 15 to 30 years at a drastically reduced amount.  The highest promissory note amount that any of my sellers have received was $25,000, 0% interest, paid at $70 per month until paid in full.

TWO THINGS A LENDER CAN DO TO THE SELLER – THEY CAN NEVER DO BOTH!

1.  Provide them with a Deficiency Judgment

2.  Provide them with a 1099

 

What’s the next step for me?

Take Action Now by calling us at 407-888-3433 or call the Sell Fast Realty Agent who provided you with this Special Report.  You can also go online at www.SellFastRealty.com or www.FreeFactsAboutForeclosure.com and fill out the contact information.  Please be sure to fill out the form completely for a quicker response.  We will contact you personally within 24 hours to tell you how our expert short sale team can relieve your stress….. Our #1 Focus is YOU!  I am honored that I can educate you with the true facts about foreclosure. I am sure you have some more questions after reading this Special Report and we look forward to discussing them with you on a personal and confidential call with you.

Kimberlee Frank, Broker

www.SellFastRealty.com

www.ShortSaleNegotiating.com

407-888-3433

 

 

 

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